When a disability insurance claim is denied, it can be a frustrating and stressful experience, particularly if you’re relying on those benefits to support yourself and your family. Fortunately, there is often an opportunity to appeal the decision and potentially get the benefits you need. However, the appeals process can be complex, and there are many factors that can influence your chances of success.
Why Was the Disability Appeal Denied?
First and foremost, it’s important to understand the grounds for the denial. Disability insurance policies can be complicated, and there are often a variety of exclusions, limitations, and requirements that must be met in order to qualify for benefits. If your claim was denied because you didn’t meet one of these requirements, or because the insurer believes that your condition isn’t severe enough to qualify for benefits, your chances of success on appeal may be lower.