Brake checking is when a driver abruptly and intentionally applies their brakes, often without any reason, with the intent of causing the following vehicle to collide with them, or more likely, put them in fear of colliding with them. Brake checking is both illegal and stupid and can lead to rear-end collisions, property damage, injuries, and even fatalities.
The other rise with brake checking is that it is arguably intentional in most cases, not negligent. So your car insurance can disclaim coverage because it is an intentional act, leaving the brake checker on the hook for all of the property damages and injuries in the crash.
What Is Break Checking?
Break checking is when a driver unnecessarily slams on their brakes very suddenly with the specific intention of forcing the driver behind them to stop suddenly in response. The key element that defines break-checking is intent. If you break with the specific intent of forcing the car behind you to respond, that would be considered break-checking. Intent can be inferred if you suddenly break for no obvious or apparent reason and from the circumstances. In other words, if you are exchanging unpleasant gestures with a driver behind you and then you slam on your breaks when there is nothing in front of you to warrant breaking, your intent can be assumed.
How Does Brake Checking Happen?
A brake check is a subset of road rage. When a driver is angry at another driver, usually for following too closely, the driver hits her brakes as a means of control over the person behind them. If it is someone following too closely, we call it tailgating. Tailgating, another illegal driving practice, involves a driver following another vehicle too closely, leaving inadequate space for safe braking. This can lead to severe rear-end collisions, especially if the front driver brake checks, halts abruptly, or changes lanes unexpectedly. This is against the law. Maryland Code, Transportation Article, Section 21-310, is a Maryland statute that requires drivers to maintain a distance that is “reasonable and prudent.”
Break checking in response to tailgating is worse. Because the purpose of brake checking is to make the other driver fear hitting you. How do you best do that? By cutting it close to a collision. This leaves little margin for misjudgment and error.
Brake Checking and Contributory Negligence
In a brake checking and tailgating scenario in Maryland, the principle of contributory negligence can significantly influence the outcome of a potential lawsuit.
In such a case, the driver who was tailgating could be considered partially at fault for following too closely, not leaving enough safe distance to react to sudden stops. Tailgating is considered a form of negligent driving behavior because it does not allow for an adequate stopping distance.
On the other hand, the driver who performed the brake check could also be considered partially at fault. Brake checking, which involves intentionally slamming on the brakes to cause a reaction from the vehicle behind, can be seen as an aggressive and dangerous driving maneuver.
Under Maryland’s strict contributory negligence laws, if both drivers are found to be even slightly at fault (1% or more), they might be barred from recovering damages from each other. This is because each driver contributed to the conditions leading to the accident.
However, it’s essential to note that these situations can be complex and unique, and the determination of fault can depend on various factors, including evidence, witness statements, and the specific circumstances of the case. Therefore, it is usually beneficial to consult with a knowledgeable attorney in these matters.
Break Checks for Cash
Most incidents of break-checking occur spontaneously in connection with a road rage encounter or “battle” between two drivers. But in a minority of cases, it can be for insurance fraud to cause an accident and claim damages. There have been fraud schemes in which drivers will target large tractor-trailer trucks and deliberately break check to cause the truck to hit them from behind. The motive behind this scheme is to collect money by filing an accident claim and getting a settlement from the truck’s insurance company. Big trucks are usually the target because they have big insurance policies and can’t stop quickly.
Why Tailgating and Brake Checking Cases Are Hard to Prove
Proving a brake checking or tailgating case can be challenging due to several factors:
- Lack of Evidence: It can be difficult to provide tangible evidence that a driver was brake checking or tailgating. Unless there is clear video footage or reliable eyewitness testimony, it can be hard to prove beyond a reasonable doubt that these actions occurred.
- He Said, She Said Situation: In many cases, it becomes one driver’s word against the other’s. Both drivers could present different versions of the event, making it challenging to establish the truth.
- Absence of Physical Evidence: Unlike some other types of accidents, brake-checking or tailgating incidents may not leave behind physical evidence that can conclusively establish what occurred.
- Legal Complexity: Legally, these cases can be complex. In some instances, both drivers might share some degree of fault – one for tailgating and the other for brake checking. This can complicate matters, especially in states that follow contributory negligence rules, like Maryland.
- Determination of Intent: Brake checking involves an element of intent – the driver intentionally brakes to cause a reaction in the tailgater. Proving this intent can be difficult as it involves understanding the mindset of the accused at the time of the incident.
How Can Break-Checking Impact Liability for an Accident
If someone engages in break-checking it can easily cause a rear-end collision with the vehicle behind. The question is who is liable for the accident. In most cases, the driver in the back is always liable for a rear-end collision. However, brake checking could present one potential scenario in which the rear driver can argue that they are not liable when they hit another vehicle from behind. Of course, to avoid liability you would need to be able to prove that the other driver was break-checking and caused the accident.
Even if you can prove that the driver in front engaged in break-checking (or if the driver in front is super honest and admits to it) that does not necessarily mean you will get off the hook for the accident. Most cases of break-checking occur because the car in the back is tailgating (following too closely) the car in the front. Break-checking is illegal, but tailgating is also illegal. In this scenario, determining who is at fault for the accident can be a tricky issue.
Assuming both drivers either admit or can prove the break-checking and tailgating, then the question of liability would come down to which traffic violation was the actual cause. The car in front will argue that tailgating was the cause of the accident. The driver in the back will argue that it was the break-checking.
Insurance Companies Can Deny Coverage for Break-Checking
Usually, when you are involved in a car accident, your insurance company will cover the damages when you are at-fault. However, most auto insurance policies have specific clauses that permit the insurance company to deny coverage if the accident was caused by the insured’s “intentional conduct.” Break-checking is, by definition, intentional conduct. Intent is the key element that defines break-checking.
This means that if you admit to break-checking or it can be definitely proven, your insurance company could potentially disclaim your liability coverage for the accident and leave you with no insurance. This doesn’t happen very often, mostly because drivers never really admit to brake-checking and proving that break-checking occurred is exceedingly difficult.