Why People Hate Claims Adjusters

Reason #75,353: Nuggets like this one I just found on how car insurance adjusters view diminished value claims.

    There are rarely statutory guidelines that govern how much is owed, if anything, due to diminution of value. After all, is there really any diminished value until the owner sells the car, discloses the accident and suffers diminished value as a result of the disclosure?

Do you realize you just said this in your out loud voice?