Insurance companies rarely pay the true value of a property damage or total loss claim after a car accident. In property damage cases, short of a total loss, no matter how well your car is fixed after an accident, it will never be the same and that will be, in varying degrees, reflected in the future value of your vehicle. In total loss car accident cases, you can rarely buy a car with which you enjoy and have the same level of confidence as the vehicle that was destroyed.
Unfortunately, there is no easy answer. Some states do not even allow for claims for diminished value. In those that do, hiring a lawyer and paying an expert to come to trial (required in some cases) does not make it worth the victim’s money, time or effort.